Auto insurance covers a range of events, including damage repair, liability coverage for injuries or property damage, comprehensive coverage for non-collision events, and protection against uninsured or underinsured motorists.

Yes, most leasing and financing agreements require comprehensive Auto insurance to protect the vehicle and comply with lender requirements.

Auto insurance premiums are calculated based on factors such as the type of coverage, driver's age, driving record, vehicle make and model, and location. Risk factors influence the cost of premiums.

Yes, many insurance providers offer customizable coverage options. Drivers can tailor their policies based on their specific needs and budget, adding or removing coverage as necessary.

Collision coverage pays for the repair or replacement of your vehicle after an accident. While it's not legally required in all provinces, it is recommended for comprehensive protection.

Some Auto insurance policies may extend coverage to rental cars, but it's essential to check with your insurance provider. Additional rental car coverage can also be purchased separately.

Accident forgiveness is a feature offered by some insurers that prevents an increase in premiums after the first at-fault accident. It provides a one-time forgiveness for qualifying drivers.

Yes, many insurance providers offer discounts for factors such as safe driving records, multiple policies (bundling), anti-theft devices, and completing defensive driving courses.

To lower premiums, drivers can consider factors such as maintaining a clean driving record, choosing a higher deductible, bundling insurance policies, and taking advantage of available discounts.

Auto insurance covers events like accidents, theft, or damage, providing financial protection for a range of liabilities. A vehicle warranty, on the other hand, typically covers the repair or replacement of specific vehicle parts due to defects or malfunctions and is provided by the manufacturer or purchased separately.